county

Spencer County, KY

Demographic and economic profile of Spencer County, KY, sourced from the US Census Bureau (American Community Survey) via Data USA.

AI Overview

Spencer County is a small, largely residential county of 19,875 people that has grown 8.9% over five years, reflecting its role as a bedroom community rather than a major employment center—residents average a 32.7-minute commute and the county's GDP per capita of $16,760 sits well below its median household income of $102,618. The labor force participation rate is 64.1%, with 22.1% of adults holding a bachelor's degree or higher and median worker earnings of $47,210. Housing costs remain relatively modest for the income level, with a median home value of $297,600, an 87.9% homeownership rate, and a poverty rate of just 7.4%.

Claude Sonnet 4.6 · generated Jul 6, 2026 · derived from cached Census, BEA & ACS data on this page

Population

19,875

Census ACS · as of 2023

Median Household Income

$102,618

Data USA · as of 2024

Median Age

42.9 yrs

Data USA · as of 2024

Population Growth (5-year)

+8.9% since 2018

Spencer County added population at this rate over the prior 5-year ACS5 window.

Demographics

Race & Ethnicity

  • White Alone18,837 (93.3%)
  • Two Races Excluding Some Other Race, & Three or More Races527 (2.6%)
  • Two Races Including Some Other Race418 (2.1%)
  • Black or African American Alone168 (0.8%)
  • Some Other Race Alone120 (0.6%)
  • Asian Alone108 (0.5%)

Data USA · as of 2024

Top Languages Spoken at Home

  1. 1.Spanish179
  2. 2.French (incl. Cajun, Haitian)38
  3. 3.Chinese (incl. Mandarin, Cantonese)31
  4. 4.Tagalog (incl. Filipino)26
  5. 5.Other Indo-European20

Census ACS · as of 2023

Population Under 18

22.6%

Census ACS · as of 2023

Working-Age (18–64)

62.4%

Census ACS · as of 2023

Population 65 and Over

15.0%

Census ACS · as of 2023

Foreign-Born Population

0.7%

Data USA · as of 2024

Veterans

1,090

Data USA · as of 2024

Economy

GDP per Capita

$16,760

Data USA · as of 2023

Cost of Living Index

Not yet cached

Per Capita Income

$40,963

Census ACS · as of 2023

Unemployment Rate

5.9%

Census ACS · as of 2023

Poverty Rate

7.4%

Census ACS · as of 2023

Top Industries

  1. 1.Educational Services, & Health Care & Social Assistance2,227
  2. 2.Manufacturing (Group)1,796
  3. 3.Transportation & Warehousing, & Utilities893
  4. 4.Professional, Scientific, & Management, & Administrative & Waste Management Services892
  5. 5.Retail Trade (Group)887

Data USA · as of 2024

Top Occupations

  1. 1.Management, Business, Science, & Arts Occupations3,452
  2. 2.Sales & Office Occupations2,079
  3. 3.Production, Transportation, & Material Moving Occupations1,760
  4. 4.Service Occupations1,352
  5. 5.Natural Resources, Construction, & Maintenance Occupations1,160

Data USA · as of 2024

Specialized Industries (Location Quotient)

  1. 1.Manufacturing (LQ 1.84×)1,768
  2. 2.Transportation, Warehousing, & Utilities (LQ 1.26×)708
  3. 3.Construction (LQ 1.16×)774
  4. 4.Educational Services & Health Care (LQ 1.08×)2,425
  5. 5.Finance, Insurance, & Real Estate (LQ 1.01×)650

Census ACS · as of 2023

Housing

Median Home Value

$297,600

Census ACS · as of 2023

Median Gross Rent

$954/mo

Census ACS · as of 2023

Homeownership Rate

87.9%

Data USA · as of 2024

Home Value Distribution

  • $300,000 to $399,9991,828 (28.4%)
  • $400,000 to $499,999968 (15.1%)
  • $250,000 to $299,999885 (13.8%)
  • $200,000 to $249,999808 (12.6%)
  • $500,000 to $749,999690 (10.7%)
  • $750,000 to $999,999245 (3.8%)

Data USA · as of 2024

Education

Bachelor's Degree or Higher

22.1%

Census ACS · as of 2023

High School Diploma or Higher

93.3%

Census ACS · as of 2023

Workforce

Labor Force Participation

64.1%

Census ACS · as of 2023

Median Worker Earnings

$47,210

Census ACS · as of 2023

Mean Commute Time

32.7 min

Data USA · as of 2024

Households Without a Vehicle

4.0%

Census ACS · as of 2023

How People Get to Work

  • Drove Alone7,608 (79.8%)
  • Worked At Home1,263 (13.3%)
  • Carpooled470 (4.9%)
  • Other77 (0.8%)
  • Walked75 (0.8%)
  • Bicycle24 (0.3%)

Data USA · as of 2024

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More on FDI Connect

Compare Spencer County against other US geographies, save it to your shortlist, see active property listings on the interactive map, and unlock the full demographic dashboard.

Data: US Census Bureau American Community Survey, served via Data USA and the Census Bureau API. See each metric tile for the specific dataset.